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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,120 | $102,595-39.5% | $94,057-34.0% | $154,746-59.9% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 14.65% | 583.42%-568.8pp | 480.62%-466.0pp | 172.34%-157.7pp |
| Employer contribution / active EE | $3,388 | $3,147+7.6% | $2,933+15.5% | $4,379-22.6% |
| Participant deferral / active EE | $17,266 | $5,118+237.3% | $4,709+266.6% | $6,730+156.5% |
| Admin fee / account holder | $1,066 | $7,736-86.2% | $7,244-85.3% | $14,365-92.6% |