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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,120 | $72,071-13.8% | $68,368-9.1% | $137,256-54.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 14.65% | 353.14%-338.5pp | 292.57%-277.9pp | 220.34%-205.7pp |
| Employer contribution / active EE | $3,388 | $2,788+21.5% | $2,649+27.9% | $4,156-18.5% |
| Participant deferral / active EE | $17,266 | $4,410+291.5% | $4,123+318.8% | $6,407+169.5% |
| Admin fee / account holder | $1,066 | $5,336-80.0% | $5,150-79.3% | $12,270-91.3% |