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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,574 | $111,878-44.1% | $93,727-33.2% | $145,897-57.1% |
| Participation rate | 18.8% | 74.2%-55.5pp | 68.7%-50.0pp | 80.3%-61.6pp |
| Annual return | 14.71% | 204.28%-189.6pp | 133.83%-119.1pp | 552.29%-537.6pp |
| Employer contribution / active EE | $636 | $3,092-79.4% | $2,421-73.7% | $4,663-86.4% |
| Participant deferral / active EE | $2,933 | $4,920-40.4% | $4,417-33.6% | $6,689-56.2% |
| Admin fee / account holder | $1,499 | $10,256-85.4% | $8,292-81.9% | $13,390-88.8% |