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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,360 | $183,592-50.2% | $155,574-41.3% | $145,877-37.4% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 5.89% | 61.37%-55.5pp | 64.87%-59.0pp | 551.28%-545.4pp |
| Employer contribution / active EE | $3,196 | $5,317-39.9% | $4,676-31.6% | $4,663-31.5% |
| Participant deferral / active EE | $4,143 | $6,466-35.9% | $5,629-26.4% | $6,691-38.1% |
| Admin fee / account holder | $2,334 | $19,316-87.9% | $15,914-85.3% | $13,402-82.6% |