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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $5,369 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,795 | $102,429-70.9% | $147,096-79.7% | $80,925-63.2% |
| Participation rate | 94.9% | 75.9%+19.1pp | 82.2%+12.7pp | 67.7%+27.3pp |
| Annual return | 12.44% | 135.02%-122.6pp | 419.75%-407.3pp | 35.65%-23.2pp |
| Employer contribution / active EE | $0 | $3,716-100.0% | $4,936-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $11,298 | $6,649+69.9% | $8,071+40.0% | $4,299+162.8% |
| Admin fee / account holder | $55 | $7,957-99.3% | $13,005-99.6% | $6,940-99.2% |