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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,401 | $154,228-51.8% | $145,433-48.8% | $137,256-45.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 8.69% | 74.59%-65.9pp | 66.58%-57.9pp | 220.34%-211.7pp |
| Employer contribution / active EE | $3,000 | $4,804-37.6% | $4,554-34.1% | $4,156-27.8% |
| Participant deferral / active EE | $7,553 | $8,216-8.1% | $7,897-4.4% | $6,407+17.9% |
| Admin fee / account holder | $73,855 | $14,344+414.9% | $13,129+462.5% | $12,270+501.9% |