Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,453 | $95,453-36.7% | $112,040-46.0% | $82,448-26.7% |
| Participation rate | 50.6% | 72.8%-22.2pp | 76.5%-25.9pp | 68.1%-17.5pp |
| Annual return | 27.72% | 23.92%+3.8pp | 24.52%+3.2pp | 41.64%-13.9pp |
| Employer contribution / active EE | $0 | $2,318-100.0% | $2,954-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $7,652 | $4,224+81.2% | $5,098+50.1% | $4,139+84.9% |
| Admin fee / account holder | $5,824 | $9,013-35.4% | $12,098-51.9% | $7,234-19.5% |