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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,985 | $183,592-4.1% | $155,574+13.1% | $145,877+20.6% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 13.47% | 61.37%-47.9pp | 64.87%-51.4pp | 551.28%-537.8pp |
| Employer contribution / active EE | $3,166 | $5,317-40.4% | $4,676-32.3% | $4,663-32.1% |
| Participant deferral / active EE | $8,865 | $6,466+37.1% | $5,629+57.5% | $6,691+32.5% |
| Admin fee / account holder | $3,592 | $19,316-81.4% | $15,914-77.4% | $13,402-73.2% |