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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,304 | $185,312-84.2% | $161,489-81.9% | $154,746-81.1% |
| Participation rate | 61.5% | 82.5%-20.9pp | 78.7%-17.2pp | 80.7%-19.2pp |
| Annual return | 21.79% | 103.84%-82.1pp | 89.72%-67.9pp | 172.34%-150.6pp |
| Employer contribution / active EE | $1,325 | $4,769-72.2% | $4,268-69.0% | $4,379-69.7% |
| Participant deferral / active EE | $4,491 | $6,350-29.3% | $5,630-20.2% | $6,730-33.3% |
| Admin fee / account holder | $260 | $18,654-98.6% | $16,006-98.4% | $14,365-98.2% |