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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,268 | $115,225+16.5% | $100,712+33.3% | $138,895-3.3% |
| Participation rate | 30.0% | 74.3%-44.3pp | 69.3%-39.3pp | 79.9%-49.9pp |
| Annual return | 12.80% | 40.35%-27.6pp | 33.27%-20.5pp | 145.39%-132.6pp |
| Employer contribution / active EE | $563 | $2,771-79.7% | $2,313-75.7% | $4,194-86.6% |
| Participant deferral / active EE | $2,700 | $4,699-42.5% | $4,085-33.9% | $6,396-57.8% |
| Admin fee / account holder | $1,154 | $10,844-89.4% | $9,256-87.5% | $12,562-90.8% |