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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,268 | $123,155+9.0% | $108,753+23.5% | $155,188-13.5% |
| Participation rate | 30.0% | 75.6%-45.6pp | 71.1%-41.1pp | 80.8%-50.8pp |
| Annual return | 12.80% | 44.73%-31.9pp | 37.47%-24.7pp | 148.84%-136.0pp |
| Employer contribution / active EE | $563 | $2,811-80.0% | $2,427-76.8% | $4,248-86.7% |
| Participant deferral / active EE | $2,700 | $4,623-41.6% | $4,115-34.4% | $6,531-58.7% |
| Admin fee / account holder | $1,154 | $12,126-90.5% | $10,320-88.8% | $14,480-92.0% |