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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,887 | $49,024-47.2% | $112,860-77.1% | $87,485-70.4% |
| Participation rate | 34.9% | 62.2%-27.3pp | 66.3%-31.4pp | 68.9%-34.0pp |
| Annual return | 52.66% | 43.86%+8.8pp | 35.26%+17.4pp | 26.06%+26.6pp |
| Employer contribution / active EE | $536 | $1,290-58.5% | $2,206-75.7% | $2,596-79.4% |
| Participant deferral / active EE | $755 | $2,209-65.8% | $3,493-78.4% | $4,274-82.3% |
| Admin fee / account holder | $341 | $6,266-94.6% | $6,841-95.0% | $7,775-95.6% |