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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,887 | $23,330+11.0% | $64,489-59.9% | $82,448-68.6% |
| Participation rate | 34.9% | 68.3%-33.4pp | 67.7%-32.8pp | 68.1%-33.2pp |
| Annual return | 52.66% | 83.66%-31.0pp | 55.03%-2.4pp | 41.64%+11.0pp |
| Employer contribution / active EE | $536 | $824-35.0% | $1,523-64.8% | $2,551-79.0% |
| Participant deferral / active EE | $755 | $1,707-55.8% | $2,778-72.8% | $4,139-81.8% |
| Admin fee / account holder | $341 | $2,946-88.4% | $4,260-92.0% | $7,234-95.3% |