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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,667 | $110,337-45.9% | $102,383-41.7% | $145,877-59.1% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 16.03% | 24.83%-8.8pp | 24.94%-8.9pp | 551.28%-535.3pp |
| Employer contribution / active EE | $3,492 | $4,216-17.2% | $3,870-9.8% | $4,663-25.1% |
| Participant deferral / active EE | $3,995 | $5,621-28.9% | $5,060-21.0% | $6,691-40.3% |
| Admin fee / account holder | $23,100 | $9,750+136.9% | $8,391+175.3% | $13,402+72.4% |