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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,265 | $88,815+61.3% | $81,882+75.0% | $145,897-1.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 26.27% | 1033.75%-1007.5pp | 779.47%-753.2pp | 552.29%-526.0pp |
| Employer contribution / active EE | $21,832 | $3,086+607.4% | $2,916+648.7% | $4,663+368.2% |
| Participant deferral / active EE | $16,410 | $4,647+253.1% | $4,323+279.6% | $6,689+145.3% |
| Admin fee / account holder | $559 | $8,434-93.4% | $7,360-92.4% | $13,390-95.8% |