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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,971 | $65,961-47.0% | $180,320-80.6% | $94,015-62.8% |
| Participation rate | 71.4% | 61.3%+10.2pp | 71.5%-0.1pp | 70.8%+0.6pp |
| Annual return | 20.54% | 14.27%+6.3pp | 778.54%-758.0pp | 17.84%+2.7pp |
| Employer contribution / active EE | $0 | $1,737-100.0% | $4,108-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $3,615 | $3,003+20.4% | $4,304-16.0% | $4,249-14.9% |
| Admin fee / account holder | $1,048 | $4,901-78.6% | $10,000-89.5% | $8,951-88.3% |