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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,971 | $56,431-38.0% | $130,788-73.3% | $87,485-60.0% |
| Participation rate | 71.4% | 58.9%+12.5pp | 70.1%+1.3pp | 68.9%+2.5pp |
| Annual return | 20.54% | 91.27%-70.7pp | 386.44%-365.9pp | 26.06%-5.5pp |
| Employer contribution / active EE | $0 | $1,549-100.0% | $3,558-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $3,615 | $2,749+31.5% | $4,137-12.6% | $4,274-15.4% |
| Admin fee / account holder | $1,048 | $4,433-76.4% | $6,673-84.3% | $7,775-86.5% |