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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,971 | $52,353-33.2% | $120,225-70.9% | $82,448-57.6% |
| Participation rate | 71.4% | 58.3%+13.1pp | 69.6%+1.9pp | 68.1%+3.4pp |
| Annual return | 20.54% | 61.85%-41.3pp | 439.23%-418.7pp | 41.64%-21.1pp |
| Employer contribution / active EE | $0 | $1,510-100.0% | $3,475-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,615 | $2,627+37.6% | $3,999-9.6% | $4,139-12.7% |
| Admin fee / account holder | $1,048 | $4,363-76.0% | $5,696-81.6% | $7,234-85.5% |