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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,822 | $160,070-70.7% | $147,117-68.2% | $145,897-67.9% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.1pp | 80.3%+3.0pp |
| Annual return | 11.53% | 98.69%-87.2pp | 420.54%-409.0pp | 552.29%-540.8pp |
| Employer contribution / active EE | $1,152 | $5,285-78.2% | $4,932-76.6% | $4,663-75.3% |
| Participant deferral / active EE | $13,852 | $8,419+64.5% | $8,065+71.8% | $6,689+107.1% |
| Admin fee / account holder | $2,638 | $15,035-82.5% | $12,993-79.7% | $13,390-80.3% |