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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,363 | $210,908-60.9% | $153,643-46.4% | $145,884-43.5% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 8.65% | 13.46%-4.8pp | 15.71%-7.1pp | 551.85%-543.2pp |
| Employer contribution / active EE | $3,110 | $6,055-48.6% | $5,039-38.3% | $4,662-33.3% |
| Participant deferral / active EE | $5,472 | $7,976-31.4% | $6,754-19.0% | $6,690-18.2% |
| Admin fee / account holder | $2,311 | $19,477-88.1% | $12,739-81.9% | $13,392-82.7% |