Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,917 | $60,261-32.1% | $81,783-50.0% | $74,546-45.1% |
| Participation rate | 47.5% | 62.9%-15.4pp | 72.4%-24.9pp | 67.2%-19.7pp |
| Annual return | 84.75% | 16.88%+67.9pp | 775.05%-690.3pp | 1366.03%-1281.3pp |
| Employer contribution / active EE | $1,593 | $2,622-39.2% | $2,913-45.3% | $2,624-39.3% |
| Participant deferral / active EE | $2,488 | $3,388-26.6% | $4,320-42.4% | $4,347-42.8% |
| Admin fee / account holder | $2,610 | $1,482+76.0% | $7,380-64.6% | $1,944+34.3% |