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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $501,110 | $72,071+595.3% | $68,368+633.0% | $137,256+265.1% |
| Participation rate | 28.6% | 76.2%-47.7pp | 73.8%-45.2pp | 80.0%-51.4pp |
| Annual return | 3.45% | 353.14%-349.7pp | 292.57%-289.1pp | 220.34%-216.9pp |
| Employer contribution / active EE | $2,702 | $2,788-3.1% | $2,649+2.0% | $4,156-35.0% |
| Participant deferral / active EE | $2,312 | $4,410-47.6% | $4,123-43.9% | $6,407-63.9% |
| Admin fee / account holder | $0 | $5,336-100.0% | $5,150-100.0% | $12,270-100.0% |