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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,139 | $112,729-83.0% | $98,716-80.6% | $137,256-86.1% |
| Participation rate | 58.3% | 74.2%-15.9pp | 69.3%-11.0pp | 80.0%-21.6pp |
| Annual return | 14.78% | 38.48%-23.7pp | 31.81%-17.0pp | 220.34%-205.6pp |
| Employer contribution / active EE | $1,518 | $2,725-44.3% | $2,279-33.4% | $4,156-63.5% |
| Participant deferral / active EE | $1,936 | $4,640-58.3% | $4,048-52.2% | $6,407-69.8% |
| Admin fee / account holder | $13,414 | $10,129+32.4% | $8,703+54.1% | $12,270+9.3% |