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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,690 | $211,239-83.1% | $178,528-80.0% | $145,877-75.5% |
| Participation rate | 71.4% | 80.8%-9.4pp | 77.1%-5.7pp | 80.3%-8.9pp |
| Annual return | 57.86% | 30.22%+27.6pp | 27.11%+30.7pp | 551.28%-493.4pp |
| Employer contribution / active EE | $1,941 | $4,570-57.5% | $3,950-50.9% | $4,663-58.4% |
| Participant deferral / active EE | $3,831 | $6,963-45.0% | $6,278-39.0% | $6,691-42.7% |
| Admin fee / account holder | $1,151 | $12,095-90.5% | $10,419-89.0% | $13,402-91.4% |