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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,522 | $58,627-76.9% | $76,735-82.4% | $82,448-83.6% |
| Participation rate | 92.0% | 63.2%+28.8pp | 69.5%+22.5pp | 68.1%+23.9pp |
| Annual return | 22.16% | 39.10%-16.9pp | 29.77%-7.6pp | 41.64%-19.5pp |
| Employer contribution / active EE | $1,386 | $1,729-19.8% | $2,454-43.5% | $2,551-45.7% |
| Participant deferral / active EE | $2,579 | $3,134-17.7% | $4,088-36.9% | $4,139-37.7% |
| Admin fee / account holder | $530 | $5,323-90.0% | $7,189-92.6% | $7,234-92.7% |