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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,471 | $107,421-70.7% | $182,262-82.7% | $94,015-66.5% |
| Participation rate | 86.9% | 77.8%+9.1pp | 84.2%+2.7pp | 70.8%+16.1pp |
| Annual return | 21.33% | 21.32%0pp | 140.60%-119.3pp | 17.84%+3.5pp |
| Employer contribution / active EE | $1,829 | $3,448-47.0% | $5,046-63.8% | $2,790-34.5% |
| Participant deferral / active EE | $3,733 | $6,558-43.1% | $8,276-54.9% | $4,249-12.2% |
| Admin fee / account holder | $1,878 | $8,692-78.4% | $16,712-88.8% | $8,951-79.0% |