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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,770 | $183,539-86.5% | $155,556-84.1% | $145,897-83.0% |
| Participation rate | 92.9% | 82.7%+10.1pp | 78.2%+14.6pp | 80.3%+12.6pp |
| Annual return | 13.26% | 61.31%-48.0pp | 64.84%-51.6pp | 552.29%-539.0pp |
| Employer contribution / active EE | $3,590 | $5,315-32.5% | $4,675-23.2% | $4,663-23.0% |
| Participant deferral / active EE | $6,283 | $6,467-2.8% | $5,631+11.6% | $6,689-6.1% |
| Admin fee / account holder | $3,793 | $19,275-80.3% | $15,885-76.1% | $13,390-71.7% |