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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,770 | $183,592-86.5% | $155,567-84.1% | $145,959-83.0% |
| Participation rate | 92.9% | 82.7%+10.2pp | 78.2%+14.7pp | 80.3%+12.6pp |
| Annual return | 13.26% | 61.24%-48.0pp | 64.74%-51.5pp | 561.95%-548.7pp |
| Employer contribution / active EE | $3,590 | $5,315-32.4% | $4,674-23.2% | $4,661-23.0% |
| Participant deferral / active EE | $6,283 | $6,464-2.8% | $5,628+11.6% | $6,689-6.1% |
| Admin fee / account holder | $3,793 | $19,318-80.4% | $15,916-76.2% | $13,398-71.7% |