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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,424 | $100,139-72.6% | $85,187-67.8% | $145,884-81.2% |
| Participation rate | 60.0% | 74.1%-14.1pp | 67.5%-7.5pp | 80.3%-20.3pp |
| Annual return | 13.96% | 84.15%-70.2pp | 66.67%-52.7pp | 551.85%-537.9pp |
| Employer contribution / active EE | $2,747 | $3,238-15.1% | $2,732+0.5% | $4,662-41.1% |
| Participant deferral / active EE | $2,043 | $5,296-61.4% | $4,525-54.9% | $6,690-69.5% |
| Admin fee / account holder | $480 | $7,262-93.4% | $6,162-92.2% | $13,392-96.4% |