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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,328 | $208,088-45.1% | $186,193-38.6% | $154,746-26.1% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 20.92% | 89.97%-69.1pp | 78.03%-57.1pp | 172.34%-151.4pp |
| Employer contribution / active EE | $2,263 | $4,340-47.8% | $3,918-42.2% | $4,379-48.3% |
| Participant deferral / active EE | $23,043 | $7,078+225.6% | $6,513+253.8% | $6,730+242.4% |
| Admin fee / account holder | $1,399 | $11,698-88.0% | $11,058-87.3% | $14,365-90.3% |