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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,968 | $111,535+6.7% | $105,223+13.1% | $137,256-13.3% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 80.0%-13.3pp |
| Annual return | 22.08% | 237.85%-215.8pp | 180.65%-158.6pp | 220.34%-198.3pp |
| Employer contribution / active EE | $1,704 | $3,939-56.8% | $3,689-53.8% | $4,156-59.0% |
| Participant deferral / active EE | $10,215 | $5,500+85.7% | $5,072+101.4% | $6,407+59.4% |
| Admin fee / account holder | $1,499 | $9,721-84.6% | $8,859-83.1% | $12,270-87.8% |