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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,309 | $106,524-31.2% | $152,301-51.9% | $87,485-16.2% |
| Participation rate | 88.5% | 75.8%+12.7pp | 82.4%+6.0pp | 68.9%+19.5pp |
| Annual return | 21.86% | 26.89%-5.0pp | 80.50%-58.6pp | 26.06%-4.2pp |
| Employer contribution / active EE | $2,754 | $3,371-18.3% | $4,624-40.4% | $2,596+6.1% |
| Participant deferral / active EE | $5,979 | $6,525-8.4% | $8,004-25.3% | $4,274+39.9% |
| Admin fee / account holder | $921 | $8,287-88.9% | $14,398-93.6% | $7,775-88.2% |