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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,309 | $106,749-31.3% | $145,433-49.6% | $82,448-11.1% |
| Participation rate | 88.5% | 75.6%+12.8pp | 82.1%+6.3pp | 68.1%+20.4pp |
| Annual return | 21.86% | 27.59%-5.7pp | 66.58%-44.7pp | 41.64%-19.8pp |
| Employer contribution / active EE | $2,754 | $3,444-20.0% | $4,554-39.5% | $2,551+8.0% |
| Participant deferral / active EE | $5,979 | $6,519-8.3% | $7,897-24.3% | $4,139+44.4% |
| Admin fee / account holder | $921 | $8,390-89.0% | $13,129-93.0% | $7,234-87.3% |