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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,417 | $88,754-79.2% | $81,820-77.5% | $145,877-87.4% |
| Participation rate | 43.8% | 75.1%-31.3pp | 72.4%-28.6pp | 80.3%-36.6pp |
| Annual return | 10.91% | 1031.77%-1020.9pp | 777.93%-767.0pp | 551.28%-540.4pp |
| Employer contribution / active EE | $624 | $3,085-79.8% | $2,915-78.6% | $4,663-86.6% |
| Participant deferral / active EE | $829 | $4,648-82.2% | $4,323-80.8% | $6,691-87.6% |
| Admin fee / account holder | $149 | $8,424-98.2% | $7,391-98.0% | $13,402-98.9% |