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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,987 | $172,111-69.2% | $150,298-64.7% | $137,256-61.4% |
| Participation rate | 91.7% | 81.7%+10.0pp | 77.8%+13.9pp | 80.0%+11.7pp |
| Annual return | 12.03% | 69.37%-57.3pp | 62.79%-50.8pp | 220.34%-208.3pp |
| Employer contribution / active EE | $2,573 | $4,636-44.5% | $4,154-38.1% | $4,156-38.1% |
| Participant deferral / active EE | $6,644 | $6,166+7.8% | $5,453+21.8% | $6,407+3.7% |
| Admin fee / account holder | $583 | $16,471-96.5% | $14,116-95.9% | $12,270-95.2% |