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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,987 | $185,312-71.4% | $161,489-67.2% | $154,746-65.8% |
| Participation rate | 91.7% | 82.5%+9.2pp | 78.7%+13.0pp | 80.7%+11.0pp |
| Annual return | 12.03% | 103.84%-91.8pp | 89.72%-77.7pp | 172.34%-160.3pp |
| Employer contribution / active EE | $2,573 | $4,769-46.0% | $4,268-39.7% | $4,379-41.2% |
| Participant deferral / active EE | $6,644 | $6,350+4.6% | $5,630+18.0% | $6,730-1.3% |
| Admin fee / account holder | $583 | $18,654-96.9% | $16,006-96.4% | $14,365-95.9% |