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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,044 | $81,262-40.9% | $155,602-69.1% | $80,911-40.6% |
| Participation rate | 45.7% | 66.2%-20.5pp | 78.2%-32.5pp | 67.6%-21.9pp |
| Annual return | 15.98% | 33.34%-17.4pp | 64.81%-48.8pp | 35.63%-19.7pp |
| Employer contribution / active EE | $3,450 | $3,102+11.2% | $4,675-26.2% | $2,756+25.2% |
| Participant deferral / active EE | $4,791 | $3,451+38.8% | $5,629-14.9% | $4,297+11.5% |
| Admin fee / account holder | $2,539 | $7,992-68.2% | $15,923-84.1% | $6,935-63.4% |