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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,283 | $115,225-93.7% | $100,712-92.8% | $138,895-94.8% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 20.00% | 40.35%-20.4pp | 33.27%-13.3pp | 145.39%-125.4pp |
| Employer contribution / active EE | $1,203 | $2,771-56.6% | $2,313-48.0% | $4,194-71.3% |
| Participant deferral / active EE | $1,614 | $4,699-65.7% | $4,085-60.5% | $6,396-74.8% |
| Admin fee / account holder | $417 | $10,844-96.2% | $9,256-95.5% | $12,562-96.7% |