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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,283 | $123,155-94.1% | $108,753-93.3% | $155,188-95.3% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 20.00% | 44.73%-24.7pp | 37.47%-17.5pp | 148.84%-128.8pp |
| Employer contribution / active EE | $1,203 | $2,811-57.2% | $2,427-50.4% | $4,248-71.7% |
| Participant deferral / active EE | $1,614 | $4,623-65.1% | $4,115-60.8% | $6,531-75.3% |
| Admin fee / account holder | $417 | $12,126-96.6% | $10,320-96.0% | $14,480-97.1% |