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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,665 | $160,070-49.0% | $147,117-44.5% | $145,897-44.0% |
| Participation rate | 56.3% | 84.0%-27.8pp | 82.2%-25.9pp | 80.3%-24.1pp |
| Annual return | 10.54% | 98.69%-88.1pp | 420.54%-410.0pp | 552.29%-541.7pp |
| Employer contribution / active EE | $2,673 | $5,285-49.4% | $4,932-45.8% | $4,663-42.7% |
| Participant deferral / active EE | $5,516 | $8,419-34.5% | $8,065-31.6% | $6,689-17.5% |
| Admin fee / account holder | $435 | $15,035-97.1% | $12,993-96.7% | $13,390-96.8% |