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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,665 | $160,040-49.0% | $147,096-44.5% | $145,877-44.0% |
| Participation rate | 56.3% | 84.0%-27.8pp | 82.2%-25.9pp | 80.3%-24.1pp |
| Annual return | 10.54% | 98.49%-88.0pp | 419.75%-409.2pp | 551.28%-540.7pp |
| Employer contribution / active EE | $2,673 | $5,289-49.5% | $4,936-45.8% | $4,663-42.7% |
| Participant deferral / active EE | $5,516 | $8,429-34.6% | $8,071-31.7% | $6,691-17.5% |
| Admin fee / account holder | $435 | $15,050-97.1% | $13,005-96.7% | $13,402-96.8% |