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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,562 | $102,609-81.9% | $98,090-81.1% | $138,895-86.6% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 18.23% | 36.44%-18.2pp | 37.05%-18.8pp | 145.39%-127.2pp |
| Employer contribution / active EE | $1,256 | $3,867-67.5% | $3,606-65.2% | $4,194-70.1% |
| Participant deferral / active EE | $2,384 | $8,167-70.8% | $7,845-69.6% | $6,396-62.7% |
| Admin fee / account holder | $621 | $11,434-94.6% | $11,815-94.7% | $12,562-95.1% |