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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,053 | $72,071+76.3% | $68,368+85.8% | $137,256-7.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 11.39% | 353.14%-341.8pp | 292.57%-281.2pp | 220.34%-209.0pp |
| Employer contribution / active EE | $35,791 | $2,788+1183.8% | $2,649+1251.2% | $4,156+761.2% |
| Participant deferral / active EE | $22,616 | $4,410+412.8% | $4,123+448.6% | $6,407+253.0% |
| Admin fee / account holder | $119,064 | $5,336+2131.5% | $5,150+2212.0% | $12,270+870.4% |