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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,272 | $58,258+48.1% | $81,820+5.4% | $80,925+6.6% |
| Participation rate | 63.6% | 63.5%+0.2pp | 72.4%-8.7pp | 67.7%-4.0pp |
| Annual return | 15.07% | 41.76%-26.7pp | 777.93%-762.9pp | 35.65%-20.6pp |
| Employer contribution / active EE | $2,757 | $2,345+17.6% | $2,915-5.4% | $2,7560% |
| Participant deferral / active EE | $6,537 | $3,284+99.1% | $4,323+51.2% | $4,299+52.1% |
| Admin fee / account holder | $7,634 | $4,976+53.4% | $7,391+3.3% | $6,940+10.0% |