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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,740 | $81,276-49.9% | $155,574-73.8% | $80,925-49.7% |
| Participation rate | 16.4% | 66.2%-49.9pp | 78.2%-61.8pp | 67.7%-51.3pp |
| Annual return | 21.39% | 33.36%-12.0pp | 64.87%-43.5pp | 35.65%-14.3pp |
| Employer contribution / active EE | $403 | $3,103-87.0% | $4,676-91.4% | $2,756-85.4% |
| Participant deferral / active EE | $622 | $3,453-82.0% | $5,629-88.9% | $4,299-85.5% |
| Admin fee / account holder | $40 | $7,993-99.5% | $15,914-99.8% | $6,940-99.4% |