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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,003 | $160,070+5.6% | $147,117+14.9% | $145,897+15.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.84% | 98.69%-81.8pp | 420.54%-403.7pp | 552.29%-535.4pp |
| Employer contribution / active EE | $1,300 | $5,285-75.4% | $4,932-73.6% | $4,663-72.1% |
| Participant deferral / active EE | $2,600 | $8,419-69.1% | $8,065-67.8% | $6,689-61.1% |
| Admin fee / account holder | $1,515 | $15,035-89.9% | $12,993-88.3% | $13,390-88.7% |