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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,209 | $183,539+52.7% | $155,556+80.1% | $145,897+92.1% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 13.40% | 61.31%-47.9pp | 64.84%-51.4pp | 552.29%-538.9pp |
| Employer contribution / active EE | $7,644 | $5,315+43.8% | $4,675+63.5% | $4,663+63.9% |
| Participant deferral / active EE | $13,282 | $6,467+105.4% | $5,631+135.9% | $6,689+98.6% |
| Admin fee / account holder | $1,001 | $19,275-94.8% | $15,885-93.7% | $13,390-92.5% |