Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 5-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,601 | $57,590-13.9% | $86,233-42.5% | $82,448-39.8% |
| Participation rate | 29.4% | 57.9%-28.5pp | 69.0%-39.6pp | 68.1%-38.7pp |
| Annual return | 20.67% | 22.41%-1.7pp | 61.39%-40.7pp | 41.64%-21.0pp |
| Employer contribution / active EE | $810 | $1,655-51.1% | $2,504-67.7% | $2,551-68.2% |
| Participant deferral / active EE | $2,415 | $3,080-21.6% | $4,559-47.0% | $4,139-41.7% |
| Admin fee / account holder | $6,258 | $4,730+32.3% | $8,342-25.0% | $7,234-13.5% |