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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,782 | $183,539-71.8% | $155,556-66.7% | $145,897-64.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 19.78% | 61.31%-41.5pp | 64.84%-45.1pp | 552.29%-532.5pp |
| Employer contribution / active EE | $2,705 | $5,315-49.1% | $4,675-42.1% | $4,663-42.0% |
| Participant deferral / active EE | $11,465 | $6,467+77.3% | $5,631+103.6% | $6,689+71.4% |
| Admin fee / account holder | $3,015 | $19,275-84.4% | $15,885-81.0% | $13,390-77.5% |