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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,122 | $81,276-13.7% | $155,574-54.9% | $80,925-13.3% |
| Participation rate | 97.1% | 66.2%+30.9pp | 78.2%+18.9pp | 67.7%+29.5pp |
| Annual return | 22.58% | 33.36%-10.8pp | 64.87%-42.3pp | 35.65%-13.1pp |
| Employer contribution / active EE | $1,812 | $3,103-41.6% | $4,676-61.2% | $2,756-34.3% |
| Participant deferral / active EE | $3,916 | $3,453+13.4% | $5,629-30.4% | $4,299-8.9% |
| Admin fee / account holder | $706 | $7,993-91.2% | $15,914-95.6% | $6,940-89.8% |