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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,888 | $183,539-67.9% | $155,556-62.1% | $145,897-59.6% |
| Participation rate | 90.0% | 82.7%+7.3pp | 78.2%+11.8pp | 80.3%+9.7pp |
| Annual return | 34.99% | 61.31%-26.3pp | 64.84%-29.8pp | 552.29%-517.3pp |
| Employer contribution / active EE | $2,867 | $5,315-46.1% | $4,675-38.7% | $4,663-38.5% |
| Participant deferral / active EE | $6,396 | $6,467-1.1% | $5,631+13.6% | $6,689-4.4% |
| Admin fee / account holder | $808 | $19,275-95.8% | $15,885-94.9% | $13,390-94.0% |