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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,227 | $172,111-45.3% | $150,298-37.3% | $137,256-31.3% |
| Participation rate | 77.8% | 81.7%-3.9pp | 77.8%0pp | 80.0%-2.2pp |
| Annual return | 54.32% | 69.37%-15.1pp | 62.79%-8.5pp | 220.34%-166.0pp |
| Employer contribution / active EE | $4,068 | $4,636-12.3% | $4,154-2.1% | $4,156-2.1% |
| Participant deferral / active EE | $10,501 | $6,166+70.3% | $5,453+92.6% | $6,407+63.9% |
| Admin fee / account holder | $1,128 | $16,471-93.2% | $14,116-92.0% | $12,270-90.8% |