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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,492 | $102,422-76.1% | $147,117-83.4% | $80,959-69.7% |
| Participation rate | 74.2% | 75.9%-1.7pp | 82.2%-8.0pp | 67.7%+6.5pp |
| Annual return | 17.49% | 135.16%-117.7pp | 420.54%-403.0pp | 35.67%-18.2pp |
| Employer contribution / active EE | $1,608 | $3,717-56.8% | $4,932-67.4% | $2,757-41.7% |
| Participant deferral / active EE | $3,389 | $6,652-49.1% | $8,065-58.0% | $4,300-21.2% |
| Admin fee / account holder | $539 | $7,953-93.2% | $12,993-95.8% | $6,925-92.2% |