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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,595 | $166,020-15.9% | $164,866-15.3% | $145,959-4.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 12.21% | 100.08%-87.9pp | 69.97%-57.8pp | 561.95%-549.7pp |
| Employer contribution / active EE | $22,800 | $5,275+332.3% | $4,343+425.0% | $4,661+389.2% |
| Participant deferral / active EE | $17,881 | $6,961+156.9% | $6,033+196.4% | $6,689+167.3% |
| Admin fee / account holder | $570 | $16,644-96.6% | $12,689-95.5% | $13,398-95.7% |