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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,400 | $80,763-21.5% | $102,412-38.1% | $74,459-14.9% |
| Participation rate | 56.3% | 65.7%-9.4pp | 74.5%-18.2pp | 67.2%-10.9pp |
| Annual return | 43.01% | 27.57%+15.4pp | 24.94%+18.1pp | 1369.70%-1326.7pp |
| Employer contribution / active EE | $2,286 | $3,160-27.7% | $3,870-40.9% | $2,626-12.9% |
| Participant deferral / active EE | $5,382 | $3,862+39.4% | $5,060+6.4% | $4,350+23.7% |
| Admin fee / account holder | $3,030 | $2,371+27.8% | $8,388-63.9% | $1,945+55.8% |