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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,000 | $289,211-90.3% | $260,467-89.3% | $198,609-85.9% |
| Participation rate | 81.3% | 83.1%-1.9pp | 80.5%+0.8pp | 82.4%-1.1pp |
| Annual return | 21.27% | 112.90%-91.6pp | 100.60%-79.3pp | 202.70%-181.4pp |
| Employer contribution / active EE | $0 | $4,663-100.0% | $4,239-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $7,563 | $6,812+11.0% | $6,319+19.7% | $6,977+8.4% |
| Admin fee / account holder | $640 | $16,236-96.1% | $15,461-95.9% | $19,030-96.6% |