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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,612 | $88,672-80.1% | $105,223-83.3% | $82,448-78.6% |
| Participation rate | 82.1% | 67.9%+14.1pp | 75.0%+7.0pp | 68.1%+14.0pp |
| Annual return | 22.04% | 30.86%-8.8pp | 180.65%-158.6pp | 41.64%-19.6pp |
| Employer contribution / active EE | $1,739 | $3,048-42.9% | $3,689-52.8% | $2,551-31.8% |
| Participant deferral / active EE | $3,044 | $4,036-24.6% | $5,072-40.0% | $4,139-26.5% |
| Admin fee / account holder | $3,336 | $7,146-53.3% | $8,859-62.3% | $7,234-53.9% |