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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,277 | $81,504-77.6% | $102,437-82.2% | $80,959-77.4% |
| Participation rate | 76.5% | 66.9%+9.6pp | 74.5%+2.0pp | 67.7%+8.8pp |
| Annual return | 15.59% | 25.60%-10.0pp | 24.95%-9.4pp | 35.67%-20.1pp |
| Employer contribution / active EE | $1,555 | $3,104-49.9% | $3,871-59.8% | $2,757-43.6% |
| Participant deferral / active EE | $2,498 | $3,871-35.5% | $5,060-50.6% | $4,300-41.9% |
| Admin fee / account holder | $1,275 | $6,719-81.0% | $8,388-84.8% | $6,925-81.6% |