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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,843 | $72,071-90.5% | $68,368-90.0% | $137,256-95.0% |
| Participation rate | 94.7% | 76.2%+18.5pp | 73.8%+21.0pp | 80.0%+14.8pp |
| Annual return | 21.86% | 353.14%-331.3pp | 292.57%-270.7pp | 220.34%-198.5pp |
| Employer contribution / active EE | $1,086 | $2,788-61.0% | $2,649-59.0% | $4,156-73.9% |
| Participant deferral / active EE | $1,282 | $4,410-70.9% | $4,123-68.9% | $6,407-80.0% |
| Admin fee / account holder | $527 | $5,336-90.1% | $5,150-89.8% | $12,270-95.7% |