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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,314 | $88,815-95.1% | $81,882-94.7% | $145,897-97.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 13.90% | 1033.75%-1019.8pp | 779.47%-765.6pp | 552.29%-538.4pp |
| Employer contribution / active EE | $1,183 | $3,086-61.7% | $2,916-59.4% | $4,663-74.6% |
| Participant deferral / active EE | $1,313 | $4,647-71.8% | $4,323-69.6% | $6,689-80.4% |
| Admin fee / account holder | $364 | $8,434-95.7% | $7,360-95.1% | $13,390-97.3% |