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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,141 | $160,028-68.7% | $147,080-65.9% | $145,884-65.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 34.51% | 98.60%-64.1pp | 420.17%-385.7pp | 551.85%-517.3pp |
| Employer contribution / active EE | $1,948 | $5,286-63.1% | $4,933-60.5% | $4,662-58.2% |
| Participant deferral / active EE | $5,190 | $8,422-38.4% | $8,066-35.7% | $6,690-22.4% |
| Admin fee / account holder | $3,073 | $15,030-79.6% | $12,989-76.3% | $13,392-77.1% |