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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,145 | $167,415-82.6% | $140,514-79.3% | $198,609-85.3% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 13.90% | 13.85%+0.1pp | 14.36%-0.5pp | 202.70%-188.8pp |
| Employer contribution / active EE | $3,479 | $4,088-14.9% | $3,378+3.0% | $5,055-31.2% |
| Participant deferral / active EE | $7,289 | $5,579+30.6% | $4,919+48.2% | $6,977+4.5% |
| Admin fee / account holder | $13,124 | $16,730-21.6% | $13,697-4.2% | $19,030-31.0% |