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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,063 | $67,823-71.9% | $52,425-63.6% | $137,256-86.1% |
| Participation rate | 61.5% | 63.9%-2.4pp | 55.6%+5.9pp | 80.0%-18.4pp |
| Annual return | 21.41% | 219.11%-197.7pp | 302.12%-280.7pp | 220.34%-198.9pp |
| Employer contribution / active EE | $329 | $1,163-71.7% | $914-64.0% | $4,156-92.1% |
| Participant deferral / active EE | $2,330 | $2,288+1.8% | $1,790+30.1% | $6,407-63.6% |
| Admin fee / account holder | $277 | $2,844-90.3% | $2,495-88.9% | $12,270-97.7% |