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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,009 | $76,608-81.7% | $56,077-75.0% | $145,877-90.4% |
| Participation rate | 57.1% | 63.2%-6.1pp | 52.5%+4.6pp | 80.3%-23.2pp |
| Annual return | 14.71% | 3009.59%-2994.9pp | 1709.28%-1694.6pp | 551.28%-536.6pp |
| Employer contribution / active EE | $306 | $1,382-77.9% | $1,040-70.6% | $4,663-93.4% |
| Participant deferral / active EE | $2,929 | $2,624+11.6% | $1,954+49.9% | $6,691-56.2% |
| Admin fee / account holder | $86 | $3,325-97.4% | $2,825-96.9% | $13,402-99.4% |